Many people are under the false impression that Medicare, Medicaid or their their health insurance provider will pay for for any long term care expenses. Medicare, for example has eligibility requirements for receiving long term or extended care and Medicaid is a program designed to act as a welfare program. Your health insurance or supplemental health care coverage is not designed to cover long term care expenses.

So where does that leave you when you need long term care? Without long term care insurance, you or your family members will need to provide funding for long term care. This will have to come from your savings or the sale of assets or from earnings of family members.

Long term care insurance may be more affordable than you think. At AllAboutLongTermCare.com we offer additional information about long term care along with a very simple form to request long term care insurance quotes from the top LTC insurance providers in your state.